IME Pay digital wallet has recently introduced a Virtual Visa Card feature for its users. This card will allow us to do the payment without using our physical card. IME Pay has partnered with Global IME Bank to bring Visa for the virtual card.
International payment wallets including Revolut, Stripe and Paytm also have their virtual visa card. Virtual payment cards allow us to make quick payments through our phones and removes the hassle of carrying physical cards everywhere.
Mohit Agarwal, assistant manager of IME Pay, shares that the company is focusing to penetrate the eCommerce market in the first phase. The businesses will get access to the payment service immediately and they don’t need to do any separate agreement.
“We are looking to go to new markets as well. However our initial emphasis is on the eCommerce businesses,” says Agarwal.
As people are gradually getting used to paying through wallet and QR whenever they buy in physical stores, we are adding one more option to enhance the online shopping experience of the customers, adds Agarwal.
It took around 6 months for IME Pay to launch the digital visa card. “Because Visa has a range of options including Platinum Card, Debit Card, Prepaid Card and many more, it was the tricky part for us to choose the right card for the wallet,” shares Agarwal.
They selected the working mechanism for the virtual prepaid cards as per the suggestions from Visa. Here, the balance one has in the wallet will be the same balance for the virtual card.
We can use virtual cards to buy goods and services within the country. As per the Nepal Rastra Bank policy, we can do international payments only with pre-paid dollar cards.
The users of IME Pay digital wallet can get the Virtual Visa Card through a simple process without any charge. Follow this process to get one:
How to get IME PAY Virtual Visa Card?
#Step 1: Install or update the IME PAY app
To get the card one must have KYC verified IME Pay digital payment wallet on their mobile device. Make sure to update your app if you are already using it.
If you haven’t downloaded the app yet, then click here to download: Android | iOS. Also, make sure to verify the KYC.
#Step 2: Choose the card option
Open the IME Pay app and you will get two options Wallet and Card on the top. Chose the ‘CARD’ option.
#Step 3: Apply for Visa Virtual Card
The app offers you an option to apply for a Visa Virtual Card. Click on the ‘Apply Virtual Visa Card’ button.
Once, you have clicked the button, you will need to enter your 4 digit PIN code to move forward.
Step 4: Get the details of the Visa Virtual Card
By now, you should get your virtual card on the IME PAY app.
Now, to get the details of your card, you just need to tap on the card and enter your PIN code.
Also, remember you cannot take a screenshot of the card details for security reasons.
Besides, by clicking on the ‘Manage’ button you can also check the transaction limits and lock the card as well.
Do share with us your experience of using the IME PAY Virtual Visa Card in the comments below.
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Do it works on Apple wallet..